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So investor housing credit is accelerating quickly, navigate to these guys Psychiatrist mortgage as are clearance rates and house prices. And, as a consequence, affordability for prospective first time buyers continues to deteriorate. It's little wonder doctor home loan rate Oak Laurel why the debate over housing affordability, and ways to improve it, has dominated political headlines for much of this year. Scrapping or capping negative gearing concessions for housing investors has been doing the rounds, as has potentially reducing capital gains concessions on investment properties. And that's just scratching the surface with a variety of other measures such as eliminating or reducing stamp duty for first home buyers, public-private partnerships to reduce housing costs, making interest payments for owner-occupiers housing loans deductible for personal income tax and the now perennial call to encourage additional supply all floated since the beginning of the year as potential solutions to the problem. Today Australia's treasurer Scott Morrison even floated the idea of people moving to regional centres in order to solve affordability constraints. For young people who are thinking doctor home mortgage loan Oak Laurel about, can I buy a house in Sydney, or can I buy a house in Melbourne or Brisbane, or things like that, now there is an option if people want to take it in places like Tamworth, he said. While the politicians continue to release thought bubbles in the hope that one might garner support from the Australian populace, there's been plenty of market chatter that increased involvement of investors in the housing market may prompt additional action from Australia's banking regulator, APRA. In its March monetary policy statement, the RBA said that supervisory measures have contributed to some strengthening of lending standards", seemingly a step back from the more confident tone expressed just one month earlier when it said supervisory measures have strengthened lending standards and some lenders are taking a more cautious attitude to lending in certain segments. On top of remarks from RBA governor Philip Lowe that supervision of lenders would likely be tightened further should investor credit growth keep accelerating, the tweak made to the March statement, along with continued strength in housing data, has seen speculation that tighter macroprudential measures to slow investor activity continue to lift.